Tractor Loan & Financing by L&T Financial Services

Farm Equipment Finance

Reap a better harvest with the right tractor and farm equipment


Customer Care Number: + 91 72 64 8887 77


Key Features

Financing on tractors across manufacturers


Loan tenure of upto 6 years available


Customised loans for customers with different size of land holdings


Finance for used tractors*


Attractive interest rate @ 10.75 % *


Technology-driven transparent processes

Customised repayment option based on harvesting patterns


Attractive schemes to suit your needs


Faster sanction and disbursement of loan


Multiple modes of repayment


Simple documentation


Competitive processing charges


Strong presence in semi-urban and rural India



*Terms & Conditions Apply. Credit at the sole discretion of the company.


Farm Equipment Finance

L&T Financial Services has long been associated with the Rural Finance sector, supporting entrepreneurship and livelihoods. With the aim of providing easy finance for tractor and agricultural equipment, every customer is assured of the best deals. We also believe that flexible loan terms could help customers adjust their payment cycles to match crop patterns. So when it comes to reaping more, our customers will surely benefit.



Eligibility Criteria

   ·   Age requirement: 18 years - 65 years

   ·   Income requirement: Articulated with the size of landholdings and per acre yield



Documents Farmer
KYC Documents Aadhaar Card or Voter’s ID & PAN card
Address Proof Aadhaar Card or OVD (Officially Valid Documents) such as Latest telephone (landline) / postpaid mobile bill or Latest electricity / gas / water bill or Passport etc.
Age Proof Aadhaar card or PAN card or Voter's ID card or Driving License or Passport
Other Documents Bank statement, Agricultural land document, NACH/ECS Mandate etc.


   ·   Interest rate starting at 10.75%*
       *Based on the profile and credit worthiness of the borrower
       Final rate to be decided post discussion with the Borrower

   ·   Periodicity of Interest: Monthly / Quarterly / Half Yearly

   ·   Processing Fees: As per Scheme

   ·   Pre-payment Charges: 2% on prepaid amount

   ·   Cheque/ECS bounce charges: Rs. 1000/-

   ·   Repayment Periodicity: Monthly / Quarterly / Half Yearly


Attractive interest rate @

Customer Self Help