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Corporate Governance

CSR Policy
Director's Familiarisation Programme
Policy on Related Party Transactions
Fair Practice Code
FPC Micro Loans
Policy on Vigil Mechanism
Director's Familiarisation Programme
Client Grievance Redressal
Committee Constitution
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Code of Conduct for Senior Management and Employees
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Criteria for making payment of Compensation to Non-Executive Directors
Policy on Directors Appointment & Remuneration of Directors, KMP and other Employees
Policy of determining Material Subsidiary
Fit and Proper criteria
Policy on Board Diversity
Dividend Distribution Policy
Policy for Performance evaluation
Code of Conduct for Non Executive Directors
Policy on Preservation of documents
Archival policy
Resolution Framework 2.0 Policy - MSME
Resolution Framework 2.0 Policy -Individual & Small business
Fair practice code - Marathi
Fair practice code - Kannada
Fair practice code - Bengali
Fair practice code - Hindi
CSR Policy
Vigil Mechanism Policy
Code of Conduct for Senior Management and Employees
Restriction on cash receipt - Customer Communication



Emergency Credit Line Guarantee Scheme

Emergency Credit Line Guarantee Scheme (ECLGS 1.0)


To mitigate the destress caused due to COVID’19 pandemic, Finance Ministry has introduced a relief scheme called Emergency Credit Line Guarantee Scheme (ECLGS). This initiative is taken to provide credit facilities to individuals for own business purposes/ Business Enterprises /MSMEs

In order to support this initiative and to help revive business operations, L&T Housing Finance Limited/L&T Finance Limited is offering Emergency Credit Line Guarantee Scheme (ECLGS) to its existing eligible customers.


Brief of the scheme:

Term loan up to 20% of the entire outstanding credit as on 29th February 2020

Applicable for all business’s and MSME’s having a total outstanding credit up to 50 Crores as on 29th February 2020.

The scheme is offered for 4 years with 1-year moratorium on principal repayment.

There should not be a payment overdue of more than 60 days with any Financial Institution as on 29th February 2020.

The facility is extended till 31st Mar 2020 or Utilization of 3 lakh crore under this scheme whichever is earlier.

You can contact our nearest branch for more details.

For ECLGS Scheme details. you can visit www.eclgs.com